Savings really saves. 

Realistically speaking, we see life as a lifetime expense. In order for us to live, we must eat, we should have clothes, we need a roof to live on, and the rest of the necessities of life goes on. These necessities come up with the fact that we need money. 

Money is one of the key points to keep the life we have today sustained. Thus, we see the value of money in our life.

Yet, on the other hand, we know that it is impossible to have money all the time. With all the necessities in life comes between our “wants” in our life. 

We should admit initially that there are things that we want to have for ourselves. There are things that do not fall in the sense of “necessity”. Still, keep in mind that there is no wrong with having “wants” for ourselves. 

In life, a mixture of “necessity”, “wants,” and “savings” make it more fulfilling and meaningful. In the sense that we need work or we need to work in order to have our own salary. This salary is the money we need to sustain or daily needs or expenses. We divide this salary into different portions, such as our necessities, wants, and even savings. 

So we can ironically say that salary is everything. 

We can just take that work is equivalent to salary as it is equivalent to money that is equivalent to necessity, wants, and savings. 

Why savings come in the picture?

As we just want to live our life, we are also looking forward to live a longer and more financially-stable life. We do not just want to be financially stable today and worry about tomorrow. We want to keep our mind at-ease for long-term. 

Life is not just about today, but it is also about the future.

One way to make it happen is to save money. 

This year, we need to be wiser and careful enough when it comes to planning and securing our future. With this, we need to prioritize how we should spend our money in the smartest way. Thus, there should be a portion or margin for savings for the money that is coming in our hands. 

Talking about the expenses that we need in our lives this constitutes of food, clothes, transportation, utility bills, and the like. Moreover, there are other things that we somewhat spend on and these are mostly falls in the category of “wants”. 

Despite of the fact that there are countless things or expenses that we have on our backs, there is always a chance to change them and do better with our finances.

One great time to start and do it is this year, 2023.

2023 is a great time to be money-wise. This year is a great year to know the best ways to save money for our future. With all the available platforms we have now, saving money will be a lot easier and secured --- of course, with discipline and self-control from you. 

The following are five tips on how to save money:

1. Have your Savings Goals

It is quite easy to say that you want to save, but in reality, it is a devotion that needs a lot of discipline from your end. More so, set your goals with regard to savings. Know the reason why you are saving and where that savings will go. 

2. Plan your Budget

With all the expenses we have in our hands, it is advisable to prepare and set your budget. Budgeting your money will help you set aside money for every expense you need to fulfill and how you will manage your money itself. 

3. Monitor Your Expenses

Expenses are endless. Make sure to monitor it. Do your best not to spend more than the income you have. Monitoring your expenses can help you see where you are spending your money and maybe help you re-manage it. 

4. Plan Your Grocery

Grocery constitutes much from your expenses. Plan ahead of time, so you know what to buy and how much money you should allot for your grocery shopping. 

5. Have A Packed Lunch

Eating outside is good, but it also costs more rather than having your own packed lunch. It will reduce your restaurant spending. Let us think that home-cooked foods are still the best. 

These are just five tips on how to save money. These can be the best ways to save money for the future for yourself or for your family. 

More so, the following are the top 10 brilliant money-saving tips you can rely on:

1. Less Credit Card Usage

There are real advantages to having and using a credit card. It makes your purchases a lot easier to have. Still, keep in mind that it requires massive self-control to just “swipe” it all away. Be responsible.

2. Have Separate Bank Account/s

One secure way to save is to open a bank account. Open a bank account for your savings. Moreover, you can open several bank accounts if you have so many things to save for. This is also a way of controlling your money based on what you focus on. 

3. Lessen Unnecessary Expenses

As much as possible, lessen the unnecessary expenditures on your end. Know if it will benefit you for a long time or just for short-term gratification. It is okay to reward yourself with other forms of expenses, yet be wise with your money. 

4. Once is Enough

Sometimes, once is enough. If that one thing can still give you benefits or gratification up to this day, maybe it is still enough to just be contented with it. 

5. Know the Difference Between “Wants” and “Needs”

This is a basic rule or mantra when it comes to savings. There is a big difference when it comes to your wants and needs. Know their difference so you will know what to prioritize first. 

6. Avoid Splurging

We only live once, but it is not enough to splurge. As much as you can control your expenses, don’t splurge. Splurging may cause mismanagement of your budget. 

7. Lessen Your Night Out

Night out’s are a way to de-stress, but it also requires money. There are other creative and money-saving ways how to de-stress. Explore and divert. 

8. Know Your Subscriptions

Know your subscriptions. Omit those that are not important. 

9. Lessen Your Debt

Debt is a great factor in why we can’t really save instantly. Lessen your debt, and you will slowly see your progress when it comes to your money management and savings. 

10. Avoid Smoking

If you are a smoker, avoid smoking so you can save. Cigarettes these days cost so much. Let your goal be “smoking to saving”.

These are the top 10 brilliant money-saving tips that you can practice slowly until you have these inside you. 

Saving money is really difficult, given the reality we have now. Yet, we can be more financially stable this year with self-control and discipline. 

If you want to make your savings more worthwhile, contact us on email  info@vistaresidences.com.ph, follow @VistaResidencesOfficial on Facebook, Twitter, Instagram, and YouTube, or call the Marketing Office at 0999 886 4262 / 0917 582 5167.